ECO4 Funding – Universal Credit
What Is the Government’s ECO4 Scheme?
The Energy Company Obligation (ECO) is a UK Government program launched in 2013 to reduce carbon emissions and fight fuel poverty. It requires large energy companies to fund energy-saving upgrades in UK homes—completely free of charge to qualifying households.
About ECO4 (2022–2026)
Now in its fourth phase, ECO4 began on 27 July 2022 and runs until 31 March 2026. ECO4 focuses on helping:
- Low-income households
- People with health conditions
- Homes with poor energy efficiency ratings (EPC bands D to G)
It supports energy-efficient improvements like insulation, heating upgrades, and renewable technologies.
Check Eligibility and Apply for LA Flex
Who Is Eligible for ECO4?
To qualify for ECO4, you usually must:
- Own your home or rent privately
- Receive certain government benefits
- Live in a home with an Energy Performance Certificate (EPC) rating of D, E, F, or G
Qualifying Benefits:
- Universal Credit
- Pension Credit (Savings or Guarantee Credit)
- Housing Benefit
- Income-based JSA or ESA
- Income Support
- Working Tax Credit (WTC)
- Child Tax Credit (CTC)
Don’t receive benefits?
You may still qualify through your local council’s LA Flex Scheme especially if you’re on a low income or have a long-term health condition.
What Can ECO4 Help You Get?
Through ECO4, you could receive FREE home upgrades, such as:
| Energy Upgrade | Estimated Annual Savings |
| Boiler Upgrade | Up to £300 |
| Loft or Wall Insulation | Up to £400 |
| Solar Panels | Reduced electricity bills |
| Air Source Heat Pumps | Long-term energy savings |
| Biomass Boilers | Cleaner home heating |
These improvements lead to:
- Lower energy bills
- A warmer, healthier home
- Higher property value
- Reduced carbon footprint
All upgrades are funded by energy suppliers under UK Government rules. You pay nothing back.
Why Use Energy Funding Service?
While you can contact your energy supplier directly, Energy Funding Service simplifies the process by:
- Partnering with certified installers
- Matching you with the best funding options
- Helping with paperwork, surveys, and approvals
- Working across all major energy companies
Different suppliers offer different rates, and not all suppliers install every measure. We connect you with the right installer for your needs—fast and stress-free.
Frequently Asked Questions (FAQs)
Can I contact my energy supplier directly?
Yes, but most suppliers pass applications on to trusted installers. We work directly with those installers so you get faster access to funding and installation.
What if my energy supplier isn’t obligated under ECO?
That’s okay. You can still qualify based on your household—not just your supplier. We’ll help check everything for you.
Is it really free?
Yes. If you’re eligible, 100% of the cost is covered by the energy supplier. There’s nothing to repay.
How do I apply?
Just call us or fill out our online form. We’ll handle the rest.
